Now accepting waitlist
Izzah
PAY
Spend with Dignity. Build Your Future.

The first Muslim-friendly prepaid Visa card built exclusively for Muslim Americans. Interest-free by design. Earn rewards at Muslim businesses. Give to causes you love with every swipe.

🌙  Get Your Card How It Works →
Izzah
PAY
SPEND WITH DIGNITY · BUILD YOUR FUTURE
Card Holder
YOUR NAME HERE
PREPAID
VISA
INTEREST FREE
Interest-free by design
No credit check
Powered by Visa
FDIC insured
Stripe secured
Simple & Seamless

How Izzah Pay Works

Load it, spend it, earn from it, give from it. No interest. No debt. No credit check. Ever.

📝1
Sign Up
Join the waitlist, complete quick identity verification. Anyone qualifies — no credit check needed.
💳2
Get Your Card
Receive your physical Izzah Pay Visa card in the mail. Virtual card available instantly on your phone.
🏦3
Load Funds
Transfer money from your bank via ACH. Free, secure, and simple. You spend only what you load.
4
Earn & Give
Earn Izzah Rewards on every purchase. 2× at Muslim businesses. Donate to causes automatically.
Built for You

Everything You Need. Nothing You Don't.

Izzah Pay is designed around your values — not a generic card with an Islamic sticker on it.

🌙
Muslim Friendly

A prepaid card is interest-free by design. You can only spend what you load — no riba, no debt, no stress. Built for Muslim Americans by people who understand your values.

Interest-free always
Izzah Rewards

Earn points on every single purchase. Get 2× bonus points when you spend at Muslim-owned businesses. Redeem for cash back or donate your points to causes you love.

2× at Muslim businesses
🤲
Donation Engine

Give to orphans, the poor and needy, your local masjid, and Islamic education with every swipe — automatically. Set it once and give continuously without thinking about it.

Auto-giving
🪙
Round Up & Save

Every purchase rounds up to the nearest dollar. You choose how to split the difference — save it to your balance or donate it to a cause. Every penny counts.

Save or donate
🕌
Muslim Network

Discover halal restaurants, Islamic bookstores, Muslim-owned shops, and masjids near you. Earn bonus rewards when you support the community economy.

240+ businesses
🛡️
Full Control

Set daily spending limits with a simple slider. Freeze your card instantly if it's lost. Get real-time transaction alerts. You are always in control of your money.

Daily limits + freeze
3.5M
Muslim Americans
$140B
Annual spending power
Rewards at Muslim biz
0%
Interest. Ever.
Simple & Transparent

Pricing That Respects You

No hidden fees. No surprise charges. No interest. Ever. Choose the plan that works for you.

Standard
$0/mo
Free forever — no credit card required
  • Prepaid Visa card (virtual)
  • Load via ACH bank transfer
  • 1× Izzah Rewards on all purchases
  • Donation engine — give to causes
  • Round up feature
  • Muslim merchant directory
  • Transaction history & alerts
  • Card freeze / unfreeze
Join Waitlist Free

Physical card issuance and payment processing powered by Stripe · FDIC insured via banking partner

Questions & Answers

Frequently Asked Questions

Everything you need to know about Izzah Pay.

Is Izzah Pay really interest-free?
Yes — 100%. Izzah Pay is a prepaid card, which means you can only spend money you have already loaded. There is no credit extended, no overdraft, and no interest charged. Ever. The product is interest-free by design, not by policy.
Do I need a credit check to get an Izzah Pay card?
No credit check is required. Because Izzah Pay is a prepaid card — not a credit card — anyone can qualify as long as they pass our standard identity verification (KYC). This includes checking your name, date of birth, address, and the last 4 digits of your SSN for legal compliance.
How do I add money to my card?
You can load funds via ACH bank transfer (free, 1–2 business days) or instant debit card transfer (small fee). Simply link your bank account in the Izzah Pay app and transfer money whenever you need it.
How do Izzah Rewards points work?
You earn 1 Izzah Rewards point for every $1 spent on the Standard plan, and 2 points per $1 on Premium. Premium members earn 3× at Muslim-owned businesses. Points can be redeemed for cash back credited to your card balance, or donated to any cause in our donation engine.
Where can I use the Izzah Pay card?
Anywhere Visa is accepted — which is over 100 million merchants worldwide. Online, in-store, Apple Pay, Google Pay, and everywhere you shop. The Izzah Pay card works just like any Visa card.
Is my money safe?
Yes. Your funds are FDIC insured via our banking partner. All card processing is powered by Stripe — one of the world's most trusted financial infrastructure companies. All data is encrypted and PCI DSS compliant.
How do the donations work?
You choose a cause (orphans, poor & needy, masjid fund, Islamic education, zakat, or dawah) and set a donation amount or percentage. Izzah Pay automatically processes your donation from your card balance — you can see exactly where every dollar goes with full transparency.
When will my card arrive?
We are currently in our pre-launch phase accepting waitlist registrations. Once we launch, virtual cards will be available instantly upon identity verification approval. Physical cards will ship within 7–10 business days to your verified US address.